Assistant Manager (Credit Sales / Customer Service/ Finance)

Mô tả công việc

Looking for a fun atmosphere with a competitive salary? Do you enjoy working in an environment where individual and team contributions are rewarded monetarily through incentive bonus pay? How about the ability to gain a pay increase three times within the first year? Become a part of our growing team!Republic Finance is a consumer finance company that provides personal loans and associated products. We have been helping customers meet their financial needs since 1955. Today we are committed to serving over nearly 200,000 customers in over 140 locations across 7 states. We pride ourselves on our reputation for service in the lives of our customers and our communities. Decisions are made locally by team members who live and work in the locations they serve. This face-to-face customer interaction gives us a unique competitive advantage, allowing us to best determine each client's needs. Put your enthusiasm, influential leadership ability and competitive spirit to work for one of the most successful consumer finance companies in the industry. Just how far can you go with Republic Finance? It’s totally up to you. The Assistant Manager is our entry level management role. Here’s an opportunity to gain valuable and on-the-job paid management training in all aspects of managing, lending, servicing and collecting! Regardless of your college major or professional experience, all Assistant Managers are involved in a 12 to 18 month training program to enhance skills and encourage internal advancement, preparing for the Branch Manager role. As an Assistant Manager, you will assist the Branch Manager with sales, overall account maintenance, credit and collections, customer service, finance and management functions.Duties and Responsibilities • Providing operational and administrative leadership for the branch team. Support Branch Manager in achieving business plan and sales goals by ensuring outstanding operational and administrative control, and service delivery. • Developing action plans to improve operational controls, mitigate losses, ensuring consistent customer service and a superior client experience. • Handling entire loan processing cycle; gaining experience promoting and selling services, evaluating loan applications, performing risk analysis and underwriting, making credit decisions, and administering loan closings. • Taking a proactive approach to minimizing loan losses; responsible for all aspects of past due account adjustments, including repayment of delinquent accounts, overcoming objections and finding alternatives to delinquency. • Acting as a loan underwriting officer, approve or deny consumer loans within lending authority limits and recommend credit decisions on loans over assigned credit limits to appropriate level of management. • Effectively overseeing systems administration while meeting and adhering to corporate, legal, and regulatory policies, guidelines, and requirements regarding compliance. • Performing personnel management functions including participating in recruitment of branch staff and providing training to employees regarding products, credit and delinquency decisions, difficult account problems, and servicing accounts.